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Steps to Buying a Broward Florida Home
Steps to Buying a Broward FL Home
Broward MLS
We have provided a ton of articles about the Broward home buying path and gone into excruciating detail about every single step involved in buying a Broward home. It dawned on me that Broward FL home buyers really need a basic overview. Especially for Broward first-time home buyers who aren’t familiar with the process of buying a home.
Bear in mind that the steps in the process can vary from situation to situation, depending on the transaction type. However, when you strip away all of the crap, which may or may not happen to you, there are really only 5 basic steps to buying a Broward home. You can do these 5 steps in any order you want.
Search the Entire Broward FL MLS AT www.BrowardHomes954.com
Hire an Broward FL Agent
Because I am a Broward real estate agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a Broward homes for sale online. Mostly, having a Broward realtor will save you time.
- An agent can send you listings directly from Broward county MLS that fit your parameters, and you won’t waste time looking at active short contingent Broward listings and short sales that are under contract.
- Broward Real Estate Agents often know of new listings coming up that are not yet on the market.
- You can waste the agent’s gas and not your own when you tour Broward homes.
- Some Broward agents will preview homes for you.
- An agent can generally spot overpriced Broward homes and advise you accordingly.
Find a Broward FL Home to Buy
Buying a Broward home can be an overwhelming process and emotionally draining. Finding the right Broward county FL home is not always an easy task. I advise buyers to look at a maximum of 5 Broward homes at a time because any More Than that will make a Broward home buyer’s head spin.
Most buyers conduct a lot of research online before ever stepping foot in a Broward home for sale. Home Buyers spend an average of 3 to 4 weeks searching, according to the National Association of REALTORS, trying to figure out where they want to live. But once the neighborhood is selected, most Broward home buyers end up buying a home after 2 or 3 home tours.
Get an FHA Loan from a Broward Mortgage Lender
It’s not always necessary to have a FHA mortgage broker or bank in your back pocket before buying a Broward county home, but it’s smarter to get FHA loan preapproval in advance. This way you know for certain how much Broward FL home to buy.
I once bought a Broward home without financing in place when I made the offer. I was just lucky. Many home sellers won’t look at an offer if the seller doesn’t have assurance that the buyer can get a approved for a home loan.
Popular first-time buyer loans are FHA loans because the minimum down payment of only 3.5% requirement and is much less than a conventional loan. However, if you are thinking about buying Broward foreclosures, for example, conventional buyers tend to get priority with REO banks.
You can ask your Broward agent for a referral to a FHA mortgage broker or check with your own bank / credit union. Compare the types of FHA mortgages available to you and your GFE.
Negotiate the Offer on your Broward Home
Broward FL Home Buyers sometimes make the mistake of comparing the sales price of a Broward home to other homes they have seen. It’s a mistake to compare sales prices among Broward homes for sale. That’s because sellers can ask any price they want. It doesn’t mean the Broward home will sell at that price.
A Broward real estate agent can provide comparable sales and examine the pending sales. Comparable sales are similar type Broward homes in the same condition and location that have sold within the past 3 months. Pending sales will become the comparable sales by the time your Broward home closes.
You may need to pay over list price in a seller’s market, especially if many Broward home buyers are eyeing for the same inventory. Your Broward county agent can give you a reasonable price range and help to manage your expectations. A good buyer’s agent knows there is always more to an offer than its price, but price is paramount.
Do a Broward Home Inspection
In some Broward areas , a Broward home inspection is conducted before buyers make a purchase offer. In areas of Florida a home inspection is a contract contingency. A contract contingency means a Broward home buyer has the right to cancel the contract. You might not want to be locked in to buying a Broward home that has a faulty foundation, for example.
Sellers are generally not required to make repairs if problems are discovered during a Broward home inspection. A Broward home inspection is for the buyer’s edification. However, sometimes when a buyer gives a Request for Repair to the seller, rather than blow the deal, the seller will often agree to make a repair.
http://www.browardhomes954.com/
Links To Every Broward County Home For Sale on the MLS
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